Why Can The Excess You Pay Affect Your Premium?

There are two types of excess with a motor insurance policy – a compulsory excess and a voluntary excess. The amount of the compulsory excess is set by the insurance company whereas the policyholder can often select to pay an … Continue reading

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Drop In Road Fatalities In 2020

Back on 24th June 2021, the Government produced the “Reported road casualties Great Britain, provisional results: 2020 report” in which there were some interesting statistics relating to deaths and injuries on our roads. Below we mention just a few of … Continue reading

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Will Premiums Start To Increase?

Motorists may be aware that the average cost of insuring a car has fallen in the pandemic. One of the reasons for this is because many people have been working from home as a result of which they have not … Continue reading

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Analysis By Co-op Insurance Reveals London Is UK Hotspot For Car Theft

Nobody likes to return to where they last parked their car to find that it has been stolen. Unfortunately, there is a significant amount of car theft happening in the UK but where is it most prevalent? Well, Co-op Insurance … Continue reading

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A Few Pence Change In Car Insurance Premiums In Q2 2021

Motorists will be interested to read that the average amount paid for fully comprehensive car insurance in the second quarter of 2021 increased by 7 pence when compared with the first quarter of 2021 according to the Car Insurance … Continue reading

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“Loyalty Penalty” To Be Stopped In January 2022

Many motorists will probably be pleased to read that, from 1st January 2022, the Financial Conduct Authority (FCA) has stopped car insurance providers here in the UK from charging their existing customers more for their motor insurance than new customers … Continue reading

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“Crash for Cash” Scams More Prevalent In Birmingham

Analysis by the Insurance Fraud Bureau (IFB) into potential “crash for cash” scams relating to fraudulent motor insurance claims has revealed that here in the UK it is Birmingham that has possibly the most number of cases. Such a scam … Continue reading

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Electric Cars Cheaper To Insure On Average Than Petrol Or Diesel Cars

Electric cars continue to grow in popularity here in the UK with such vehicles gradually increasing their market share albeit they are a long way off the number of petrol and diesel fuelled cars seen on our roads. It will … Continue reading

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Do University Students Need Car Insurance?

If you are a student living away from home at University then you might have decided to take your car with you to enable you to get out and about perhaps to take a look at the surrounding area in … Continue reading

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Car Insurance Policy Classes Returning To Pre-Pandemic Days

Motorists will probably be aware that there are various classes of motor insurance with these being based upon what you use your car for. This is one of the factors that effects how much you pay for your cover. During … Continue reading

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