An informative report has been produced by confused.com that is a well-known price comparison website relating to the gender gap between men and women in relation to driving. We thought that you may find some of the information contained in that document of interest so we provide some highlights but you can find the full report on their website.
Some of you may remember the EU Gender Directive introduced in December 2012 that made it illegal for insurance companies to charge men or women more for certain types of insurance, i.e. car insurance, based upon their gender.
In excess of 1.4 million claims on car insurance policies were made in 2018. It is interesting that, last year, 67% of car insurance claims were made by men with only 33% being made by women. Of the theft claims made, 2% were made by men and 1% by women. Of the fault claims, 17% were made by men and 8% were made by women. Of the “other claims”, 48% were made by men and 24% were made by women.
Men and women do a similar amount of miles every year in their cars with men averaging 6,874 miles and women averaging 6,807 miles.
It is interesting that the average amount paid out per claim was more for men than women. For men it was £5,577 but for women it was £5,150.
Apparently, 539,000 people were found to be guilty of driving offences last year. A staggering statistic is that 79% of drivers breaking the law whilst at the wheels of their cars were men and 21% were women. If you look at some of the most popular offences, it is men who break the law more than women i.e. 24% of speeding offences were by men and 7% were by women, 2% of careless driving offences were by men and 1% were by women, 5% of drink driving offences were by men and 1% were by women, 17% of “no insurance” offences were by men and 5% were by women, 7% of “no tax” offences were by men and 3% were by women, 24% of other motoring offences were by men and 5% were by women.
We trust that you have found the above to be of interest.