Could Your E-Mail Address Affect Your Premium?

You will no doubt be aware that there are many factors that affect the premium you pay for your motor insurance. For instance, the make and model of the car you insure, where you live in the UK, your age, the number of years that you have held a full driving license, where you keep the car overnight, how many miles you drive the vehicle each year, whether you have any points on your driving license, the level of cover you require, what you do for a living and who is to be allowed to drive the vehicle.

Well, it is being reported that Admiral Insurance is also taking into account what email address a policyholder has. Apparently, the company is charging more if you have Hotmail e-mail address than if you have the likes of a Gmail e-mail address.

Apparently, statistically, someone with motor insurance is more likely to pay a higher premium with a Hotmail e-mail address as such people have submitted more claims in the past. Of course, insurers do rely quite a bit on statistics when it comes to deciding on the level of risk a motorist presents and hence the amount they are going to charge for providing the cover.

As you are no doubt aware, there are dozens of providers of car insurance here in the UK. So, if you are looking for a quote for insuring your vehicle, why not get in touch with us so that we can help you source a suitable provider. Whether you are a young motorist who has just passed his or her diving test looking to insure your first car or have many years experience behind the wheel, have just received your renewal notice from your existing insurer and want to see if you can get the same level of quality cover but for a lower premium we may be able to assist.

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