10 of the Most Expensive Cars to Insure

Please Note: This article was updated on the 15 June 2012 and, whilst we are of the opinion that the information is accurate as at that date it should be noted that new cars are frequently released so the following information may have changed.

Group 1 cars are usually the cheapest to insure through to Group 50 cars that are usually the most expensive to insure although it should be noted that each car insurance company can utilise insurance groups of their own.

The following things are considered to reach a decision as to which insurance group a car is placed in: –

  • Security devices fitted
  • Cost of maintenance
  • How the car performs i.e. its acceleration and its top speed
  • What is the price of the 23 most popular parts to buy
  • How much is the car worth when brand new

It will come as no surprise that the most expensive cars to insure tend to be luxury sports cars for a number of reasons. They are high performance vehicles accelerating fast to potentially reach a very high top speed and, therefore, are more likely to be involved in an accident. The car is expensive to buy and parts are expensive to replace.

Below is a selection of 10 of possibly the most expensive cars to insure in the UK ranging from luxury saloon to four- wheel drive to sports cars.

Car: Audi R8 Spyder V10 5.2 FSI Quattro R tronic
Engine Capacity: 5204cc
Description: Powerful engine capable of accelerating this sports car to 194 mph.
Insurance Group: 50
Car: Bentley Mulsanne 4dr
Engine Capacity: 6752cc
Description: A luxury saloon car used by royalty.
Insurance Group: 50
Car: BMW 6 Series Convertible 650i M Sport
Engine Capacity: 4395cc
Description: A 4-seater convertible renowned for high performance and swish design.
Insurance Group: 50
Car: Jaguar XKR 5.0 Coupe
Engine Capacity: 5000cc
Description: This sleek looking Jaguar coupe costs in excess of £100,000.
Insurance Group: 50
Car: Lamborghini Aventador LP700-4
Engine Capacity: 6498cc
Description: Costing over £250,000 this is a real supercar.
Insurance Group: 50
Car: Land Rover Range Rover 4.4 TDV8 Westminster
Engine Capacity: 4367cc
Description: A luxury four-wheel drive that will look good anywhere.
Insurance Group: 50
Car: Lotus Evora 2+2
Engine Capacity: 3456cc
Description: Renowned sports car with rapid acceleration to a top speed of 162 mph.
Insurance Group: 50
Car: Mercedes Benz SLS Roadster AMG
Engine Capacity: 6208cc
Description: Powerful luxury sports car with high running costs.
Insurance Group: 50
Car: Porsche Panamera 4.8 V8 Turbo S
Engine Capacity: 4806cc
Description: A 4-seater hatchback with extreme power.
Insurance Group: 50
Car: Vauxhall VXR8 GTS 6.2i V8 Automatic
Engine Capacity: 6162cc
Description: A super charged saloon with immense power.
Insurance Group: 50

(Please note that some of these models may have different specifications that may also have been in the category of 10 of the most expensive cars to insure in the UK but we particularly wanted to show 10 different models).