An increasing number of people are using a price comparison website when looking for cheap car insurance quotes but are they as good as they claim to be?
In the first instance, let’s deal with the negative aspect, if that is the right phrase to use. There are many customers that no doubt presume that a price comparison website is searching the databases of all car insurance companies in order to provide a competitive quote but this is just not the case. Not every car insurance company is listed on a price comparison website, in fact, Direct line don’t deal with any price comparison websites. Some price comparison websites may only provide quotes from a list of 10 to 20 insurance companies whereas some may have access to 100 plus car insurers.
On the positive side, they are simple and quick to use as you only need to key in the requested information on one occasion. This would save you a considerable amount of time when compared with getting a number of individual car insurance quotes from separate insurers. Most of us live busy lives and can rarely commit the time that would be needed to get many individual quotes from separate companies.
When presented with the list of quotes on the price comparison website you can search through them and even look at the individual company’s product particulars at a time to suit you. You can also make some changes to your search criteria such as possibly changing the amount of excess that you are prepared to pay or the level of cover or look at the cost of adding another driver to the policy.
Once that you have decided upon the car insurance provider you wish to arrange your cover with you may be able to complete any paperwork online, make an initial payment, set up the direct debit, go on risk straight away and even print off the policy documentation.
No, there is no guarantee that you have got the cheapest car insurance premium but it may well be a competitive price and the process was no doubt convenient. Give it a try.